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Cashflow Game: Insights, Learnings And Overall Opinion



We're continuing the lessons I've learned from playing Cashflow 101 and Cashflow 202, a money-management game that's definitely NOT your regular Monopoly.

Here are more insights as I played Cashflow 101 and Cashflow 202, the webgame:

  • Charity is rewarding. In the game, when you give to charity, you are rewarded two dice to work with. In real life, hundreds to thousands of faithful tithers and regular givers can attest to the fact that they get materially blessed, not to mention blessed overall, as they give. Try being generous to the right people (the truly underprivileged, the ministries and charitable agencies whose values you agree with and even believe in), and watched how blessed you will be, materially and in ways you'll be surprised with.
  • Lastly, one major thing that I found very crucial as a lesson is the fact that most of my expenses in real life are consumer goods. Mobile phones, cellphone load, food, books, and not real investments. If you think about it, it was better to be rendered bankrupt in the game because the expenses you made there made sense: they were income-generating investments. If I had those in real life, I'm sure I could have liquidated and used those!
There are some funny things about the game, too. I guess they didn't mean to make the player feel that way, but these aspects of the game do have the effect of either scaring the player or traumatizing the player from these decisions or life events:

  • At some points in the game, I got scared of Doodads, because some Doodads are pretty costly! BUT, you won't fear Doodads if you have a good amount of Cash On Hand. Thanks to this game, I'm starting to see Doodads in the same light as being Downsized! I hope I get to apply this in real life!
  • Because babies are characterized in the game as just added expenses, and none of the joys and emotional and intangible rewards of parenthood are taken into consideration, I get the impression that players who get too involved in the game COULD get scared of having babies. While playing the game, I sure dreaded landing on the Baby square!

On the whole, I fully enjoyed Cashflow 101. I so enjoyed it that I got addicted to it! I love how it gave me insight into the way I spent, but more so, I am determined to bring the lessons with me in real life. The hours I invested in understanding the game would be made more profitable if I truly applied these.

The only downer is when you move up to the fast lane. The game gets boring and unrealistic when you hit that. But if you manage that in real life: earning a monthly of $100,000 and up thanks to passive income, then it means the lessons of Cashflow were properly, if not amazingly applied!

On the other hand, Cashflow 202 is, indeed, more on training one how to invest. I got confused at the Options trading, and I didn't appreciate the presence of MLM businesses on there. Even though other people got more excited with 202, I'm happy with Cashflow 101, thank you.

The Cashflow gameboards are rather expensive, retailing for Php 15,000 up. Online price at the RichDad Store is at $195, which is around Php 8,500. On Amazon, it retails for only $94.95. If you want to play with the Create Abundance 2020 community and get coaching after your game, it's Php 400. Other hosts in Metro Manila charge Php 995 for playing the game, then getting coaching and a meal as well.

But why bother spending all that much when you can just play it online? If you really need coaching, then have a more financially savvy friend sit in and watch you play. Then you can ask them to point out your mistakes and give you feedback. If you can manage on your own, make sure to list down your insights on a notebook. That way you can review it later.

Coupled with a great financial freedom road map, playing Cashflow will get you on your way to a prosperous, abundant life! Here's to your success!

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